
SBA commercial lenders are mostly banks that receive a guarantee from the Small Business Administration, that in case of borrower default, the bank will receive the bulk of their capital back. With SBA 7a loans the guaranteed portion of the loan balance is 75%. On SBA 504 loans the guaranteed portion is on the second lien position piece which is whatever the loan balance is higher than 50%. In other words if the total loan » Read more: Sba Commercial Lenders – the Break Down

