Archive for June, 2010

Sba Commercial Lenders – the Break Down

June 8th, 2010
Sba Commercial Lenders - the Break Down

SBA commercial lenders are mostly banks that receive a guarantee from the Small Business Administration, that in case of borrower default, the bank will receive the bulk of their capital back.  With SBA 7a loans the guaranteed portion of the loan balance is 75%.  On SBA 504 loans the guaranteed portion is on the second lien position piece which is whatever the loan balance is higher than 50%.  In other words if the total loan » Read more: Sba Commercial Lenders – the Break Down

Commercial Mortgage Lenders – Hard Money

June 7th, 2010
Commercial Mortgage Lenders – Hard Money

Commercial hard money lenders fill a giant void in the commercial lending industry.  Most commercial lenders are in one way or another tied to banks and their traditional underwriting standards.  Commercial hard money lenders are not dependant on banks and fill the void between what banks will not fund and deals that just make no sense at all. 

Most hard money loans do make sense from both the borrower » Read more: Commercial Mortgage Lenders – Hard Money

Commercial Mortgage Lenders – Where Are They Now?

June 7th, 2010
Commercial Mortgage Lenders - Where Are They Now?

When searching for the right Commercial Mortgage Lender there are several key elements to consider. Are you looking to refinance a current property, purchase a new one or need a modification / workout done for your current loan? Are you rate shopping to see what terms and rate would apply to your property or are you more concerned with fees to acquire the funds?

There are many different commercial » Read more: Commercial Mortgage Lenders – Where Are They Now?